The importance of lightning and surge protection

The key task of lightning and surge protection is to protect people as well as private and public buildings, industrial plants and all the equipment inside them. In this way, costly lightning and surge damage can be avoided.

Personal injuries

Personal injuries

Reliable lightning protection protects people from injury or even death caused by lightning strikes in their own homes or public buildings (e.g. football centres or hospitals).

Risk of fire

Risk of fire

A direct lightning strike can cause fires in buildings. Lightning protection is therefore becoming increasingly important, especially in the process industry and ATEX zones (potentially explosive atmospheres).

Material damage

Material damage

All electrical and electronic devices can be damaged by surges. This can result in financial loss and the loss of personal data and information.

Loss of production

Loss of production

The downtime of a production plant has economic consequences. By protecting against lightning strikes and surges, costly repairs and downtime can be avoided.

Loss of data and information

Loss of data and information

The lack of availability of data and information can have considerable consequences in the transport sector, for example. A good example is the control tower and servers at an airport.

Lightning and surge damage in 2024

GDV flash balance sheet chart 2024

Every year, the GDV publishes a current lightning diagram, which states the number of claims and their insurance benefits. In 2024, the total damage amounted to €350 million for 220,000 cases of lightning and surge damage. The high average damage can be explained by the ever-improving technical equipment in buildings and houses.

*Source: Gesamtverband der Deutschen Versicherungswirtschaft e.V.; provisional status June 2025

What are surge voltages?

Places where lightning strikes

Overvoltages are extremely high voltages that lie outside the tolerance range of the rated voltage. They have very steep rise times and can disrupt or even destroy the insulation and function of electrical and electronic components.

A general distinction is made between two types of surges:

  • Surges caused by switching operations or atmospheric influences

  • Surges due to lightning strikes

In the case of lightning strikes, a distinction is also made between direct lightning strikes into the structure (S1), lightning strikes next to the structure (S2), lightning strikes into the supply lines (S3) or lightning strikes next to the supply lines (S4).

What lightning modes are there?

Cloud-earth-lightning

The equalisation takes place between the electrically charged storm cloud and the earth's surface. The lightning discharge begins downward, from the cloud to the earth. They often occur in flat terrain and near low buildings. The branches are directed towards the earth.

Earth-cloud-Lightning

The electrical discharges start off from the earth's surface and rise up into the storm cloud. These flashes are triggered by tall objects (towers, radio masts or mountain peaks). The branches move from the earth to the cloud.

Cloud lightning

The electrical discharges occur within or between different clouds. This type of lightning occurs frequently and is often visible in the sky as sheet lightning.

Spread of a lightning strike

Lightning strike range

Direct or nearby lightning strikes within a radius of approx. 2 km can cause overvoltages that enter the building via the power, telephone, data and I&C* lines. Within this circuit, the disturbance variables can be coupled into the system galvanically, inductively or capacitively.

However, surges caused by switching inductive loads, switching operations by energy suppliers or outdated and defective electrical appliances occur far more frequently than lightning strikes.

*instrumentation and control

Surge protection concept

Surge protection concept

The idea of the surge protection concept is to gradually limit overvoltages to safe levels. In DIN VDE 0110-1, surge protection for energy supply and distribution is divided into three areas:

  • Feed-in
  • Sub-distribution and
  • End devices/sockets

The terminal device has an insulation resistance of 1.5 kV. Lightning and surge arresters are used to prevent them from being destroyed by interference pulses and overvoltages.

Type I - Lightning arrester

The lightning arrester (type I) discharges the interference pulses directly to earth on the feed-in or the main distribution board and limits them to voltages below 6 kV.

The insulation strength from the feed-in to the main distribution board is 6 kV.

Type II - Surge arrester

The surge arrester (type II) is normally installed in the sub-distribution board and then limits the voltage to below 4 kV.

The insulation strength from the main distribution board up to and including the sub-distribution board is 4 kV.

Type III - End device surge protection

The end device surge protection (type III) is ultimately located directly in front of the device to be protected and limits the voltage to below 2.5 kV.

The insulation strength from the sub-distribution board to the end device is 2.5 kV.

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